The ideal candidate for this role is a highly motivated individual with strong analytical, research, as well as verbal and written communication skills. This is a high visibility client facing role with exposure to issuer C-suite level executives. The Associate will be expected to work well independently and as an integral part of a team. The candidate will follow through and meet tight deadlines, work well under pressure, demonstrate initiative, handle multiple assignments, organize priorities among issuers, investors, analysts, and editors.
Primary responsibilities include fundamental credit analyses for property/casualty (P/C) insurance and reinsurance companies and publishing credit opinions to the market. The Associate will lead all aspects of the ratings process, from quantitative analytics, engaging with issuers, presenting in committees, and publishing analytical reports. The candidate will also conduct timely analysis on emerging and complex industry topics including quantitative modeling leading to credit insights, market evaluations, and industry commentaries.
At S&P Global Ratings, your analytical opinion truly matters and each person who works here has an essential role in S&P Global Ratings reputation of integrity, transparency, and ratings excellence.
S&P Global Ratings plays a vital role in bringing transparency and comparability to the financial markets and helps investors and others measure and manage credit risk.
By supporting capital markets, S&P Global Ratings helps people to start and grow businesses, cities and states to build highways and hospitals, and manufacturers to build factories and create jobs.
With offices in 26 countries, rating $47.5 trillion in debt, and with nearly 1,400 credit analysts, S&P Global Ratings is an important part of the world's financial infrastructure and has played a leading role for more than 150 years in providing investors and financers the information they need to more easily, quickly and efficiently provide capital to businesses and governments.
The Career Opportunity:
As an Associate, you are working as part of a diverse team of credit analysts in the North American Financial Services Ratings (P/C Re/insurance) group in S&P Global Ratings. With the guidance of senior analysts and support from junior analysts, a qualified Associate typically covers 10-12 insurance credits and is responsible for their ongoing surveillance and performs advanced fundamental credit analysis, forecasting, and industry analysis.
The Team / The Business:
When you join S&P Global Ratings and the North American Financial Services Ratings group, you join one of the world's leading providers of independent credit risk research and benchmarks in corporate finance. You are part of a team that produces high quality fundamental research based on established criteria in a fast-paced environment.
BA or BS required, preferably in finance, accounting, risk, economics, or business.
Advance Degree, MBA/CFA, achieved or progress preferably
2-4 years of experience, credit and/or insurance-related
Strong analytical skills with a good understanding of financial statement analysis and accounting concepts.
Understanding of fixed income markets.
Ability to quickly absorb, analyze, and act upon information, while demonstrating strong proficiency with figures and the ability to maintain accuracy and be detail oriented while complying with deadlines.
Strong Excel/Word/PowerPoint and database application skills.
Solid communication skills, verbal and written, as well as the capacity to expand, learn, and make a contribution. English communication skills should be strong - both verbal and written.
Highly organized with the ability to multitask and work under time pressure.
Permanent Work Authorization for the United States is required.
Our Hiring Manager says:
"I'm looking for a person who is highly motivated, hard-working, and understands and enjoys focusing on fundamental credit analysis and prospers working as part of a team in a very dynamic work environment. At S&P Global Ratings, our primary responsibility is providing high quality, credible credit research and opinions to inform investors in their investment decisions, and we need to recruit the best qualified person that can help the team meet these high expectations."
Compensation/Benefits Information (US Applicants Only):
S&P Global states that the anticipated base salary range for this position is $91,500 to $190,100. Base salary ranges may vary by geographic location.
In addition to base compensation, this role is eligible for an annual incentive plan. This role is not eligible for additional compensation such as an annual incentive bonus or sales commission plan.
This role is limited to persons with indefinite right to work in the United States.
S&P Global Ratings
S&P Global Ratings is the world's leading provider of independent credit ratings. Our ratings are essential to driving growth, providing transparency, and helping educate market participants so they can make decisions with confidence. We have more than 1 million credit ratings outstanding on government, corporate, financial sector and structured finance entities and securities. We offer an independent view of the market built on a unique combination of broad perspective and local insight. We provide our opinions and research about relative credit risk; market participants gain independent information to help support the growth of transparent, liquid debt markets worldwide.
S&P Global Ratings is a division of S&P Global (NYSE: SPGI), which provides essential intelligence for individuals, companies, and governments to make decisions with confidence. For more information, visit www.spglobal.com/ratings
S&P Global has a Securities Disclosure and Trading Policy ("the Policy") that seeks to mitigate conflicts of interest by monitoring and placing restrictions on personal securities holding and trading. The Policy is designed to promote compliance with global regulations. In some Divisions, pursuant to the Policy's requirements, candidates at S&P Global may be asked to disclose securities holdings. Some roles may include a trading prohibition and remediation of positions when there is an effective or potential conflict of interest. Employment at S&P Global is contingent upon compliance with the Policy.
S&P Global is an equal opportunity employer and all qualified candidates will receive consideration for employment without regard to race/ethnicity, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, marital status, military veteran status, unemployment status, or any other status protected by law. Only electronic job submissions will be considered for employment.
If you need an accommodation during the application process due to a disability, please send an email to: EEO.Compliance@spglobal.com and your request will be forwarded to the appropriate person.
Please note that S&P Global is a federal contractor, and in keeping with the US Government's federal contractor vaccine mandate, the company plans to require all employees in the US to be fully vaccinated if and when such requirements becomes enforceable. S&P Global will also follow other state and local vaccine requirements which may apply.
202 - Middle Professional (EEO Job Group) (inactive), 20 - Professional (EEO-2 Job Categories-United States of America), RATNGS202.2 - Middle Professional Tier II (EEO Job Group)