Associate, Financial Services (US Health Insurance) Ratings
Location: New York, New York
Internal Number: 270539
The Role: Associate, Financial Services (US Health Insurance) Ratings
The Location : New York, NY
The Team / The Business:
When you join S&P Global Ratings and the North American Financial Services Ratings group, you join one of the world's leading providers of independent credit risk research and benchmarks in corporate finance. You are part of a team that produces high quality fundamental research based on established criteria in a fast pace environment.
At S&P Global Ratings, your analytical opinion truly matters and each person who works here has an essential role in S&P Global Ratings reputation of integrity, transparency, and ratings excellence.
S&P Global Ratings plays a vital role in bringing transparency and comparability to the financial markets and helps investors and others measure and manage credit risk.
By supporting capital markets, S&P Global Ratings helps people to start and grow businesses, cities and states to build highways and hospitals, and manufacturers to build factories and create jobs.
With offices in 26 countries, rating $47.5 trillion in debt, and with nearly 1,400 credit analysts, S&P Global Ratings is an important part of the world's financial infrastructure and has played a leading role for more than 150 years in providing investors and financers the information they need to more easily, quickly and efficiently provide capital to businesses and governments.
What's in it for you:
As an Associate, you are working as part of a sector team in the North American Financial Services Ratings (US Health) group in S&P Global Ratings. With the guidance of senior analysts and support from junior analysts, a qualified Associate typically cover 10-12 insurance credits and is responsible for ongoing surveillance of a portfolio of rated insurance issuers and performs advanced fundamental credit analysis, forecasting, and industry analysis. A high performing Associate is likely to be considered for providing advanced analysis on more complex industry topics, risk management systems, ESG assessments and complex quantitative modeling, and transactions, as well as providing input to written analysis used for sector commentaries, market evaluations, investor outreach and ratings methodologies.
Compensation/Benefits Information (US Applicants Only):
S&P Global states that the anticipated base salary range for this position is $91,500 to $190,100. Base salary ranges may vary by geographic location.
In addition to base compensation, this role is eligible for an annual incentive plan. This role is not eligible for additional compensation such as an annual incentive bonus or sales commission plan.
This position is for a highly motivated Associate with excellent organizational, time management, communication, and research skills. The Associate must be able to handle multiple assignments with tight time frames; work well under pressure; work well independently and as an integral part of a team.
Credit analyses for Insurance credits and publishing credit opinions to the market. T
Lead in all aspects of the ratings process, from quantitative analytics, engaging with the issuer, presenting in committees to publishing.
Conduct detailed and high-level advanced analysis on complex industry topics, such as risk management systems, ESG assessments and complex quantitative modeling leading to credit insights, market evaluations and industry commentaries.
Follow through and meet deadlines, demonstrate initiative, possess strong verbal and written communication skills and handle multiple tasks and organize priorities among clients, investors, analysts, and editors.
BA or BS required, preferably in finance, risk, economics, accounting or business.
Advance Degree, MBA/CFA/Risk Management/Actuarial, achieved or progress preferably
2-4 years of experience, credit and or insurance-related
Strong analytical skills with a good understanding of financial statement analysis and accounting concepts.
Understanding of fixed income markets.
Ability to quickly absorb, analyze, and act upon information, while demonstrating strong proficiency with figures and the ability to maintain accuracy and be detail oriented while complying with deadlines.
Strong Excel/Word/PowerPoint and database application skills.
Solid communication skills, verbal and written, as well as the capacity to expand, learn, and make a contribution. English communication skills should be strong - both verbal and written.
Highly organized with the ability to multitask and work under time pressure.
Permanent Work Authorization for the United States is required.
S&P Global Ratings
S&P Global Ratings is the world's leading provider of independent credit ratings. Our ratings are essential to driving growth, providing transparency and helping educate market participants so they can make decisions with confidence. We have more than 1 million credit ratings outstanding on government, corporate, financial sector and structured finance entities and securities. We offer an independent view of the market built on a unique combination of broad perspective and local insight. We provide our opinions and research about relative credit risk; market participants gain independent information to help support the growth of transparent, liquid debt markets worldwide.
S&P Global Ratings is a division of S&P Global (NYSE: SPGI), which provides essential intelligence for individuals, companies and governments to make decisions with confidence. For more information, visit www.spglobal.com/ratings.
S&P Global has a Securities Disclosure and Trading Policy ("the Policy") that seeks to mitigate conflicts of interest by monitoring and placing restrictions on personal securities holding and trading. The Policy is designed to promote compliance with global regulations. In some Divisions, pursuant to the Policy's requirements, candidates at S&P Global may be asked to disclose securities holdings. Some roles may include a trading prohibition and remediation of positions when there is an effective or potential conflict of interest. Employment at S&P Global is contingent upon compliance with the Policy.
Equal Opportunity Employer:
S&P Global is an equal opportunity employer and all qualified candidates will receive consideration for employment without regard to race/ethnicity, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, marital status, military veteran status, unemployment status, or any other status protected by law. Only electronic job submissions will be considered for employment.
If you need an accommodation during the application process due to a disability, please send an email to: EEO.Compliance@spglobal.com and your request will be forwarded to the appropriate person.
Please note that S&P Global is a federal contractor, and in keeping with the US Government's federal contractor vaccine mandate, the company plans to require all employees in the US to be fully vaccinated if and when such requirements becomes enforceable. S&P Global will also follow other state and local vaccine requirements which may apply.
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