Job Description At Wells Fargo, our vision is to satisfy our customers' financial needs and help them succeed financially. In this role, you will help us deliver on our vision and build lifelong relationships with our customers. You also will demonstrate leadership through contributing to a company culture that supports customers in achieving their financial goals, team members in developing their careers, and communities in continuing to thrive. As part of a team that serves one in three American households, you will play a vital role in living our commitment to the highest ethical standards and maintaining the valued trust of our customers and communities.
Wells Fargo Small Business Lending is the country's leading small business lender with a full product suite, which include lines of credit, business cards, term loans and commercial real estate products. The business operates with an entrepreneurial spirit and is dedicated to operational excellence, team member development and redefining possibilities. The Small Business Lending Risk Management team is seeking a highly motivated and talented risk professional to be a part of our Regulatory Data and Reporting team as a Credit Risk Analytics Consultant 3 (CRAC3). This is a critical position that will play an active role in establishing effective reporting processes and data quality management while supporting key stakeholders.
Responsibilities will include, but are not limited to the following:
Function as senior analytical resource of the team, lead and enhance data analysis, governance, support and related reporting activities including, but not limited to, GL reconciliation and regulatory data file submission processes
Support and engage with Corporate, Controllers and Finance for periodic submission of data used for regulatory reporting purposes
Prepare and review documentation pertaining to FR Y-14M/14Q/CAR regulatory reporting while supporting submission of related data and reporting required by Corporate Credit and Regulators
Partnering with other teams to support activities related to the internal and external audit initiatives
Continually improve existing monitoring controls and data processes to establish best-in-class practices
Work with business users to address their related data and reporting needs
Data validation, process control, compliance and documentation
Communicating effectively with senior management as well as auditors, controllers and examiners
Important Note: During the application process, ensure your contact information (email and phone number) is up to date and upload your current resume prior to submitting your application for consideration. If you are a Wells Fargo Team Member, in your Jobs Profile ensure that your email address is valid and updated to an address that can receive external emails outside of the banking network. Initial contact with you will be made via e-mail. Please check your e-mail regularly for updates. Required Qualifications
7+ years of risk reporting experience, risk analytics experience, or a combination of both
7+ years of data collection and reporting experience
5+ years of SAS programming experience
Good verbal, written, and interpersonal communication skills
Solid problem solving skills
Ability to prioritize work, meet deadlines, achieve goals, and work under pressure in a dynamic and complex environment
Good project management skills
Ability to develop partnerships and collaborate with other business and functional areas
Knowledge and understanding of issues or change management processes
A BS/BA degree or higher
Ability to research and reconcile general ledger accounts
Ability to research, trend, and analyze data
Experience writing Business Requirements Documents (BRD's)
Ability to prepare business requirements documents for systems projects
Knowledge and understanding of regulatory compliance requirements surrounding BASEL, Risk Appetite and stress testing
Other Desired Qualifications
Experience with regulatory reporting (CAR,FR Y-14M/Q, FFIEC 101) processes in financial services
Experience with Governance and Oversight (G&O) framework and COSO policy, including risks and controls
All offers for employment with Wells Fargo are contingent upon the candidate having successfully completed a criminal background check. Wells Fargo will consider qualified candidates with criminal histories in a manner consistent with the requirements of applicable local, state and Federal law, including Section 19 of the Federal Deposit Insurance Act.
Relevant military experience is considered for veterans and transitioning service men and women.
Wells Fargo is an Affirmative Action and Equal Opportunity Employer, Minority/Female/Disabled/Veteran/Gender Identity/Sexual Orientation.